I got this message on Whats app and thought of publishing it here. Its not an Expenditure and Income formula but shows how you should spend. Please share your views on this These are general suggestions, personal Finance and investment decisions depends upon case to case. 30 % of your income must be used for […]
Why Oil Prices are Falling in India?
Why oil prices are falling in India? What is the impact of declining oil price on you? Is there any chance of oil price going down further? As you are aware, the price of any commodity is decided based on the demand-supply situation. In the past decade, there were lots of geo-political issues in the […]
Gold Investment – Is it the right time to invest in Gold?
Gold investment in 2015- Is it the right time to invest in gold? Gold investment should be a part of your portfolio, but how much should be the allocation? When the prices are falling, the sales will increase. This is what happens in the case of gold in India. This is because, in India, people […]
Switching Home Loan to SBI – Points before you Switch
Are you switching Home Loan to SBI? What are the points to consider before you switch your Home Loan from one bank to another like HDFC to SBI or ICICI to SBI? Reserve Bank of India is maintaining the repo rate at 8% for a long time and the news is that the interest rate […]
Mid Cap and Small Cap Mutual Funds-Top/Best 5
What are Mid Cap and Small Cap mutual funds? How these funds are different from Large Cap mutual funds? What are the top/best Mid Cap and Small Cap mutual funds to invest in 2014-2015? Everybody in the Equity market knows about established companies like Reliance Industries, Infosys, and Tata Steel. But, there are many companies […]
LIC Pay Direct – Payment Online without Registration
How do I make LIC premium payment online through bill desk? Do I have to register to make LIC premium payment online? What are the options to pay LIC premium? Can i make it through Debit Card/Credit Card like HDFC or Citibank. I am sure most of us faced this challenge. I remember the days […]
LIC Policy Status by Policy Number – Check Online
LIC policy status by policy number – How can I get it? Can I check it Online or by SMS? Is it possible to check LIC policy status without registration? You can now check LIC Policy Status by Policy Number sitting in your drawing room and it is free. There is no need to go […]
LIC Online Term Plan – e-Term Plan Launched
The long wait is over and now LIC has launched an Online Term Plan named e-Term Plan. Before going into the details of the “LIC Online Term Plan”, let me explain, what is the benefit of Online Term Plan. What is a Term Plan? A Term Plan is a policy where there are no maturity […]
Anmol Jeevan II and Amulya Jeevan II – LIC New Term Policy
What are Anmol Jeevan II and Amulya Jeevan II? How do these plans differ from other plans in the market?LIC offers 2 term plans named Anmol Jeevan II and Amulya Jeevan II. Are “Anmol Jeevan II and Amulya Jeevan II“ expensive than other Term Plans in the market? You see a lot of articles in the […]
Investment in Mutual Funds – Online and Offline
Investment in Mutual Funds in India – How to do it offline and online ? What is KYC ? How can I do my KYC? Which Mutual transactions are permitted online? We are living in an era where we can buy almost everything Online. We can order food online, pay our bills online and book […]